Unfortunately, the challenges of owning a restaurant far exceed making great food and keeping customers happy. While these are your top priority, you must also address equally-important factors, including those that are unpredictable. From broken kitchen equipment, to damages caused by fire, to accidents involving employees or customers, there are many possible incidents that can harm your business. That’s why you need to secure the best restaurant insurance policy – to keep your business operating smoothly.
Protect Your Business with the Right Restaurant Insurance Policy
At Cornerstone, you are given a dedicated restaurant insurance broker who will do a top-down assessment of your business to determine the coverage you need.
Our licensed brokers will help you determine premiums by doing a full risk review of the following factors:
- Construction details of the restaurant
- Maintenance cost of your cooking and fire suppression equipment
- Years in business including your experience
- Content and stock limits
Normally, we recommend a full comprehensive policy that can fill any gap. The additional types of coverage we offer include, but are not limited to:
- Business interruption
- Stock spoilage
- Crime coverage
- Loss of business insurance
- Food contamination insurance
Aside from helping you lower premiums, we also offer claims-free discounts to help you save money without compromising coverage.
Get in touch
Our clients are our partners - and we want to make it as easy as possible for you to reach us in person, by phone, email, or via our online portal. Our 24-hour claims reporting system allows you to file at any time in case of an emergency situation.
Cornerstone Insurance offers restaurant insurance in Edmonton, Sherwood Park, St. Albert, and throughout Alberta.