Nordic Insurance – Hard to Place Auto Insurance


Why We Choose to Work with Nordic Insurance

Everyone needs options – even those with unusual circumstances. That’s why Cornerstone works with Nordic Insurance.

In addition to writing complex policies for high-risk auto businesses (such as gravel trucks and taxis), Nordic provides options for high-risk drivers. If you’ve had too many driving convictions or accidents and our standard insurance markets won’t accept the risk, we’ll go to Nordic to make sure we can find you the best coverage.


High-Risk Auto Insurance Solutions

Driving a commuter vehicle comes with far less risk than driving commercial passenger or transport vehicles. Nordic Insurance can create policies for:

  • Buses
  • Gravel trucks
  • Gas trucks
  • Tow trucks
  • Taxis
  • High-risk drivers
  • High-speed motorcycles

    How to Get Car Insurance if You’re a High-Risk Driver

    High-risk drivers have often been qualified this way because of too many at-fault accidents, major driving convictions, distracted driving tickets, DUIs, or other traffic violations. In this case, most traditional insurance markets and insurers will decline to insure you.

    This is one reason most insurance companies will ask you about tickets and previous driving convictions. In some cases, your premiums will just be higher than average;  however, some insurers will not want to take on the added risk.

    Nordic insurance writes high-risk policies when others will not. It is one of the servicing carriers for the Facility Association. The Facility Association was created when it became mandatory for drivers to have insurance. Through them, even the highest risk drivers are guaranteed to be given insurance options.

    The Facility Association serves provinces and territories that have private insurance (i.e. where insurance is not provided by the provincial government). This includes Alberta, New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador, Ontario, the Yukon, Northwest Territories, and Nunavut.

    Your risk tends to fluctuate in tandem with your insurance premiums. So, if you’re a high-risk driver, you can expect higher premiums. Young drivers are also considered high-risk, which is why insurance quotes for new drivers could be more expensive. On the other hand, young drivers without a driving record will likely be able to secure insurance on the standard market (just not through Nordic).

      Learn More About Nordic Insurance

      Facility Insurance can seem complex. If you’re a high-risk driver, you’ll likely have questions about your auto insurance rates. We can help you secure insurance despite your status. We’ll also teach you how to improve your driving record to benefit from the competitive insurance market in the future and save money.

      Request a Quote for Auto Insurance

      Looking for car insurance in Edmonton or anywhere in Alberta? Cornerstone Insurance has you covered. We’re experts in car insurance coverages, even for hard-to-place risks. Call us to find out about auto coverage and car insurance rates for your personal or business vehicles. Our insurance brokers will ask you about your driving history and shop the market for you, using their in-depth knowledge of auto insurance policies to find the best rates and coverage.

      Comparison Shopping?

      If you are comparison shopping, need to file a claim, or just looking for our mailing address get in touch with us.

      Contact Us »

      Looking for a Quote?

      Call us at 780.489.8080 of fill out our online form to receive a free quote for home or vehicle insurance

      Get a Quote »


      … that Cornerstone has been in the insurance business for over half a century?

      Call Now Button