FIRST CAR AND TRUCK INSURANCE – CORNERSTONE
It can be hard to find a reliable first car insurance policy for novice drivers. Even finding a comprehensive car and truck insurance policy for experienced drivers can be a hassle. However, these insurance policies are an indispensable lifeline every time you drive. You need to make sure you’re covered for any situation that might arise on the road.
INSURANCE FOR FIRST-TIME DRIVERS
Car insurance for new drivers in Alberta can be incredibly expensive. Buying your first car is an amazing experience, but the next step is insurance. Realizing how high those insurance costs can be for a first-time or teen driver is always disappointing. At Cornerstone Insurance, we want to help you get into your first car and drive away without a worry. We offer discounts and can find affordable car insurance premiums for young drivers.
For new drivers, getting a car insurance policy may not be the first thing that comes to mind. However, this type of policy is, without a doubt, one of the most important things a novice driver needs to have in place.
Without proper planning, a first-time car insurance policy can be more expensive than it should. Insurance companies consider first-time drivers (especially because they have yet to be insured) as high risk. This means higher premiums. The usual workaround is for the new driver to be added onto an existing car insurance policy. While being added to an existing policy (such as a parent’s policy) can have its benefits, there are instances where this option may not be possible.
SAVING MONEY ON FIRST-TIME CAR INSURANCE
At Cornerstone Insurance Brokers, we make getting a standalone insurance policy for a new or young driver easy and stress-free. By assessing your level of risk, checking the make and model of your car, and estimating your annual mileage, we are able to determine the best first car insurance policy for your needs and budget.
Whether third-party only, third party, fire, and theft, or comprehensive, our licensed first car insurance brokers are sure to get you the best policy with reasonable car insurance rates.
THE ONLY CAR AND TRUCK INSURANCE YOU’LL NEED
There’s nothing like having auto insurance that gives you peace of mind every time you hit the road. If you own a car or truck for recreational use around the city, or to get to and from work, you are required to at least have liability coverage to cover any third-party bodily injuries.
We begin by doing a top-down review of your level of risk. Our auto insurance brokers check the make and model of your vehicle, your driving record, and claims history. If you have a clean driving record with no recent at-fault claims, consider inexpensive car insurance or truck insurance a perk. We can look at a more comprehensive car insurance policy to protect you at all times. Ideally, we recommend a $2 million policy as the minimum.
We will assist you in understanding policy details to help you get the best truck insurance. We can tailor your auto insurance policy to perfectly fit your needs. Our policies offer great auto insurance rates, but don’t compromise on coverage. We can also look at bundled discounts to help you spend less while still getting the best possible coverage.
WE ALSO OFFER HIGH-RISK CAR INSURANCE OPTIONS
Most auto insurance companies won’t cover high-risk drivers. If you’re deemed high-risk, it may be because you’ve been in too many at-fault accidents, a license suspension, or you’ve had too many traffic violations.
The frustration of finding a policy can feel overwhelming. Cornerstone Insurance Brokers works with specialty companies for high-risk auto insurance.
GET IN TOUCH
Our clients are our partners. We want to make it as easy as possible for you to reach us in person, by phone, email, or via our online portal. Our 24-hour claims reporting system allows you to file at any time in case of an emergency situation.
WHY CHOOSE CORNERSTONE FOR YOUR ALBERTA INSURANCE NEEDS?
At Cornerstone Insurance, we truly believe in making a difference for Albertans. It all begins with a solid relationship, and it ends with trust. We are here to answer any questions you have and provide you with the best possible advice for your auto insurance coverage or other vehicle insurance policies.
If you have questions about your car insurance, truck insurance, novice driver insurance, or any auto insurance policies, we’d be happy to help. Feel free to get in touch with us to speak to a knowledgeable Cornerstone Insurance broker today.
Cornerstone Insurance Brokers offers auto insurance in Edmonton, Sherwood Park, St. Albert, and throughout Alberta.
We’re committed to bringing Albertans the best options for specialty insurance in Canada. Learn more about Cornerstone Insurance’s partners and insurers.