It’s true that health is wealth. But unfortunately, no matter how healthy we are today, we cannot avoid illnesses or accidents that could potentially happen in the future. With that in mind, it pays to have a reliable critical illness insurance policy or disability insurance policy to give you and your loved ones financial protection when you need it most.



Having critical illness insurance allows you to secure your finances while recovering from illness. Moreover, a well-defined critical illness insurance policy will:

·       Help you and your family financially

·       Compensate for any financial losses

·       Help you seek new and better ways to treat your illness

Our critical illness insurance brokers begin by doing a top-down review of your condition and needs. We’ll help you determine the best critical illness insurance by going through several factors like length of term, amount of coverage, your age, gender, smoking or non-smoking habits, and your overall health condition. 

The types of coverage can be term policies, ranging to 10 or 20 years, depending on the insurance company, or policies for ages 75 or 100. The common types of diseases we cover include cancer, heart attacks and heart diseases. Most critical illness insurance quotes can cover up to 25 different diseases and health conditions.

Critical illness insurance plans for children can cover all the conditions that adult plans also have, including childhood illnesses. Aside from these, we also offer best doctors’ services and other similar services.

We’ll ensure that if you’re unable to perform your usual work duties and bring in an income for your family, critical illness coverage will fill in the gaps for the period of time you need to heal.


In case of a health condition that makes you unable to work, the first thing that you would usually worry about is your income. In times like this, a well-thought-out disability insurance plan will help you and your family financially cope while you are getting treatment or recovering from your disability.

Our disability insurance can cover injuries, illnesses, and other debilitating conditions. Premiums are determined by the type of employment you have, your salary, the length of time the disability is seen to last (e.g. 2 years, 5 years, or up to age 65 or 70), and how soon the claim will start (0, 30, 60, 90, or 119 days).

After determining these factors, we will then recommend the best disability insurance policy for you. We normally encourage the coverage of your income which will, more or less, replace your after-tax income.

Disability insurance quotes will be based on your needs, what the insurance will cover, and the rate of the insurance company. But as disability insurance brokers, our goal is to get you an insurance policy with great coverage that works well with your budget and resources. As part of our extensive planning, we compare different insurance companies and do comprehensive research on their packages and rates.

Allow us to help you choose the most financially sound critical illness and disability insurance policy for you and your family.



If you just wish to have your current policy reviewed, please call us for an honest review of your coverage and some sound advice. As your Broker, we represent The Wawanesa Life Insurance Company, as well as, most of the top insurance companies in Canada.

Please email Gilles Wilvers or call 780.489.8080 | cell 780-445-0634 for further information or a quote.

Cornerstone Insurance offers critical illness and disability insurance in Edmonton, Sherwood Park, St. Albert, and throughout Alberta.


We’re committed to bringing Albertans the best options for critical illness and disability insurance in Canada. Learn more about Cornerstone Insurance’s partners and insurers and how you can protect your family from illness or injury.

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… that Cornerstone has been in the insurance business for over half a century?

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