All-Terrain Vehicles (ATV) and snowmobiles are as prone to accidents as any other types of vehicles. They are smaller compared to other auto and commercial vehicles, but they can still cause injuries on and off your property. You need reliable ATV insurance or snowmobile insurance to keep you protected against collision damages and other maintenance costs that may occur.


If you comply with acceptable weight limits, drive an ATV made for one person (without any passengers), and hold a clean driving record, you are most likely to avoid liability risks. Regardless, we can find an ideal ATV insurance policy for you.

When it comes to writing your policy, we follow a process that starts with extensive research. This includes assessing your level of risk, checking the make and model of your vehicle including its Manufacturer Suggested Retail Price or MSRP, and reviewing other important factors. This makes it easy to determine the best ATV insurance from our partner insurance companies to suits your needs.

At the minimum, you need third-party liability to protect you in case you’re involved in an accident, or found liable for the death of or injury of someone else. A full all-perils policy, on the other hand, will cover any event that may not be covered by your third-party liability insurance. This includes theft, vandalism, and fire.



Whether you’re using your snowmobile for recreational purposes or as a mode of transportation, you need a snowmobile insurance policy to provide you with protection in case of an accident.

As standard practice, we begin by assessing your level of risk, the make and model of your snowmobile, and other factors essential to determining the best snowmobile insurance for you. Normally, premiums are based on the limit of liability and the Manufacturer’s Suggested Retail Price (or MSRP) of the snowmobile.

Snowmobile insurance rates vary, and often depend on the liability coverage you need. At a minimum, we recommend a $1 million liability coverage for snowmobiles. Using your snowmobile without any insurance against collisions and other accidents could mean higher risks. Similarly, having inadequate coverage will limit the benefits you could have when it matters most.

We offer a snowmobile insurance policy that protects you in case of any injury inflicted upon others while you are on your vehicle, as well as full all-perils insurance that covers other incidents such as theft, vandalism, or fire.



Our clients are our partners. We want to make it as easy as possible for you to reach us in person, by phone, email, or via our online portal. Our 24-hour claims reporting system allows you to file at any time in case of an emergency situation. 

Call us today for a free snowmobile insurance quote. You can save money when you bundle your ATV insurance with your auto policy, home policy, and commercial policies. 



At Cornerstone Insurance, we truly believe in making a difference for Albertans. It all begins with a solid relationship, and it ends with trust. We are here to answer any questions you have, and to provide you with the best possible advice for your snowmobile and ATV insurance coverage.

 If you have questions about your ATV insurance, recreational vehicle insurance, or home and auto insurance, we’d be happy to help. Feel free to get in touch with us to speak to a knowledgeable Cornerstone Insurance broker today. 

Cornerstone Insurance offers auto insurance in Edmonton, Sherwood Park, St. Albert, and throughout Alberta. 

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… that Cornerstone has been in the insurance business for over half a century?

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