A reliable first car insurance policy for novice drivers or comprehensive car and truck insurance for experienced drivers can be considered your indispensable lifeline every time you’re out on the street.
What You Need to Know About Insurance for First Time Drivers
For new drivers, getting your first car insurance may not be the first thing that comes to mind, however, this type of policy is without a doubt one of the most important things a novice driver needs to have in place.
A first car policy, without proper planning, can be more expensive than it should be. Insurance companies consider first time drivers (especially because they have yet to be insured) as high risk, which means higher premiums. The usual workaround is for the new driver to be added onto an existing car insurance policy.
While being added to an existing policy can have its benefits, there are instances where this option may not be possible. At Cornerstone, we make getting a standalone insurance policy easy and stress-free. By assessing your level of risk, checking the make and model of your car, and estimating your annual mileage, we are able to determine the best first car insurance policy for your needs and budget.
Whether third-party only, third party, fire and theft, or comprehensive, our licensed first car insurance brokers are sure to get you the best policy.
The Only Car and Truck Insurance You’ll Need
There’s nothing like having auto insurance that gives you peace of mind every time you hit the road. If you own a car or truck for recreational use around the city, or to and from work, you are required to at least have liability insurance to cover any third-party injuries.
We begin by doing a top-down review of your level of risk. Our auto insurance brokers check the make and model of your vehicle, your driving record, and claims history. If you have a clean driving record with no recent at fault claims, consider inexpensive car insurance or truck insurance a perk. We can look at a more comprehensive car insurance policy to protect you at all times. Ideally, we recommend a $2 million policy as the minimum.
We will assist you in understanding policy details to help you get the best truck insurance, tailor fit for your needs. And by best, we mean something that’s affordable but doesn’t compromise on coverage. We can also look at bundled discounts to help you spend less while still getting the best possible coverage.
Get in touch
Our clients are our partners - and we want to make it as easy as possible for you to reach us in person, by phone, email, or via our online portal. Our 24-hour claims reporting system allows you to file at any time in case of an emergency situation.
Give us the chance to help write a first car, or car and truck insurance quote that’s right for you.
We offer personal auto insurance services in Edmonton, St. Albert, and Sherwood Park.